Russ Tucker

Merry Christmas and Happy New Year!

As the year comes to a close, it's a great opportunity to review and plan for your insurance needs.

1. Review Coverage Needs

• Personal Changes: Consider any life changes that may have occurred during the year, such as marriage, having a child, purchasing a home, or changes in employment. Each of these can impact your insurance needs.

2. Evaluate Policies

• Annual Review: Review your current insurance policies (auto, home, life, health, etc.) to ensure they still meet your needs. Check for any gaps in coverage or areas where you may be over-insured or under-insured.

3. Set Goals for the Coming Year

• Budgeting for Insurance: As you plan your budget for the upcoming year, consider how much you want to allocate toward insurance costs. Look for ways to save, such as bundling policies or increasing deductibles.

• Emergency Fund: Consider setting up an emergency fund to cover deductibles.

4. Update Beneficiaries

• Life Insurance: Ensure that the beneficiaries on your life insurance policy are current, especially after significant life events.

5. Consider Additional Coverage

• Supplemental Insurance: As you plan for next year, think about whether you need additional insurance, based on your current situation and risk factors.

6. Consult with an Insurance Professional

• Professional Advice: If you’re unsure about your current coverage or what changes to make, consider consulting with an agent who can provide personalized advice.

About me:

In 1976 I became an Agent and opened my agency. Immediately, I began building lifelong friendships with my customers. As an agent, I strive to give the exceptional customer service and protect our customer needs with the products we offer. I'm a University of Kentucky graduate, class of 1974, and a member of the Kappa Sigma Fraternity. Before college, I served four years in the Marines with two of those years in Vietnam. Throughout the years, I have been and continue to be an active supporter of the Blue Grass Boy Scouts, Kappa Sigma Fraternity House Corporation, Marine Veteran, and the UK Alumni Association along with many others. I am married to MaryAnne O'Canna, and have 3 adult children and 6 grandchildren.